Put your home equity to work for your business
Check your rate with a soft credit inquiry, draw only what you need, and pay interest only during the draw period - at rates well below cards and unsecured business loans.
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Why homeowners choose Home Equity Source Works
Flexible access to the equity in your home, with clear terms and a specialist who walks you through every step.
Lower cost of capital
Secured by your home, so rates run well below credit cards and unsecured business financing.
Draw as you go
Use what you need during the draw period and pay interest only on the amount you actually use.
Built for owners
Programs designed for business owners and investors who use home equity to fund growth.
How it works
Three easy steps to get started.
Check your rate
Three quick steps and a soft credit inquiry - no impact to your score.
Review your options
A Specialist walks you through the line amount, rate and terms you qualify for.
Close and draw
Complete the appraisal and closing, then draw on your line whenever you need it.
Frequently asked
The short version - the full list is on our FAQ page.
What is a HELOC?
A home equity line of credit is a revolving credit line secured by the equity in your home. You draw what you need during the draw period, pay interest only on what you use, and repay principal and interest afterward.
How much equity can I access?
Most programs allow a combined loan-to-value of about 80% - your mortgage plus the new line divided by the home value. Use our calculator to see your estimate.
Does checking my rate affect my credit?
No. We start with a soft credit inquiry, which does not affect your score. A hard inquiry only happens if you choose to move forward with an offer.
See what your equity can do
Check your rate in minutes - no impact to your credit, no obligation.
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